FHA loans can go as low as a 580 credit score, and higher scores can make the process smoother with fewer hoops to jump through. If you want to know where you currently stand, set an appointment with me and I’ll help map out the best path forward.

You’ll know your down payment amount once we find the right loan program for your situation — and in many cases, you may only need 0–3.5% down to get started. Only sometimes do I recommend putting 20% down when it makes sense financially, it’s definitely not required for every buyer. If you want to see what buying could realistically look like for you, set an appointment with me and I’ll walk you through your options.

You can genuinely afford when you’ve got stable income, manageable debt, some savings to account for a rainy day, that’s the right time. If you’re unsure where you stand, set an appointment with me so we can review your financial responsibility together.

You know how much house you can afford once we break down your income, debts, monthly payment comfort level, and financing options — not just what a calculator online says. If you want real numbers based on your situation, set an appointment with me and I’ll help map out your buying power.